It can be complicated and confusing to buy or sell your home in a hot market, with all the paperwork and decisions made in the process.
That's where I come in.
I'm a native Missourian, with deep roots and a volunteer's soul. I believe in honesty, hard work, and respect for others. I'm committed to helping people find their dream home, sell their current home for the highest value, and see the joy on their face when they get that great offer.
I'm your guide throughout the whole process and your best advocate.
eXp carefully vets our Partners who offer buyers options, such as mortgage, title, escrow, homeowner's insurance, Utilities Connect Concierge Service to make the home-buying process smooth, while offering sellers the Express Offers option-for a quick sale, without needing to shop around!
Large or small, condo or mansion, I can find it and get it for you at the price that's right. Fixer-uppers? Luxury? I can help with all of it. I always have a current list of available properties for you to check out at: https://virginia.steiger.exprealty.com
If you have questions about affordability, credit, or income-trust me to find you what you need fast. I make sure you feel confident and educated every step of the way.
Nervous about your property adventure? Don’t be. Whether you're getting ready to buy or sell, in the middle of it, or just looking for some answers, my top-notch skills ensure you get the best experience possible. It’s what I love to do.
NAR survey: the longer homes sit on the market-the further their price DROPS.
FSBO Facts: less exposure to buyers, longer days on the market, over-priced-causing it to languish, or under-priced, which diminishes profit.
Occupied Staging is included with listing clients.
Vacant Staging available for a fee.
USDA and USDA Rural Development Programs-
Helps low and moderate income buyers (living in rural areas) to buy a home, and may take up to 45 days to close.
FHA (Federal Housing Association)-Now serves certain buyers who qualify for mortgages, especially those who cannot get a loan through conventional methods, due to: low income, limited credit or lower credit scores, and/or minimal ability to make a down payment.
FANNIE MAE (Federal National Mortgage Association) and FREDDIE MAC (Federal Home Loan Mortgage Corporation): Act as support for lenders-so they can give more money to potential home buyers. Discuss your loans needs with your mortgage lender, banker, or financial advisor to find what best fits your situation.
Set up your financing before you start your search.
To be a STRONG BUYER-you need financial pre-qualification or pre-approval. This indicates how much you can spend and that you are able to offer immediately after finding the perfect home. Today's savvy home sellers consider serious offers with this proof that buyers can afford it. In today's Seller's Market-homes sell so fast-buyers lose out when they don't have financing ready.
The Wise Approach to Achieving Home Ownership:
SAVE a Down Payment Amount, if possible.
SAVE Earnest Money to show sellers you are serious about your offer.
DON'T open new credit cards or purchase large, expensive items.
HAVE a Mortgage Lender selected
HAVE your lender give you your Pre-Qualified Letter or Pre-Approval Letter.
Tell me about yourself-your home plans and goals, and I will guide you through all the real estate complexities-from start to finish.
I coordinate everything in the process, so you can relax and be confident to the very end.
Schedule an appointment today on your journey to a home you love or to sell your current home for the highest value.
Staging a brand new kitchen lets the appliances and features show themselves off! Home renovation by Evergreen Property Solutions.
I'll create your custom home search by utilizing my MLS Home Portal Search Engine. You'll see homes that fit your criteria-just as it hits the market!
Send me an email with your first and last name. I'll contact you to set it up!
We love our customers, so feel free to set up an appointment or call at your convenience.
Overhill Rd, Columbia, Missouri 65203, United States